Latest Blog Posts

What To Do Before Applying For A Home Equity Loan

Posted by Lone Star CU on 04/11/2019

Home equity loans give access to a large sum of money by allowing you to borrow against your home's value. You aren't limited to only using the loan for house-related expenses as long as your home is worth more than you owe on it.

For example, the expenses can be used to remodel your property, pay for college, or fund the purchase of a second home. This type of loan is different that a traditional loan as it acts as a line of credit, meaning that a certain amount of your home will be borrowed and your equity in the home is the collateral for the loan.

The advantage of home equity loans is that interest rates are considerably lower than they would be through a credit card.

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Topics: Managing Your Money

What to Consider for Your Auto Loan

Posted by Elise Norris on 03/28/2019

A car is a big purchase. And since most people choose to pay it off over time, it is also a big commitment. It is very important to understand your finances in order to set up a healthy auto loan.

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Topics: Making a Big Purchase, Managing Your Money, Saving for the Future, advice for members

5 Last Minute Techniques to Save for Vacation

Posted by Elise Norris on 03/14/2019

Everybody likes going on vacation but nobody likes feeling restricted financially because of it. Whether you have a few months or a few weeks to build up a little extra cash for your next vacation, here are some helpful tips for you.

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Topics: Managing Your Money, Saving for the Future, advice for members, Saving Money, Holiday Advice

Turning Your Junk into Cash!

Posted by Elise Norris on 03/07/2019

Deep deep down, we are all a little bit of a hoarder. We have a lot of stuff that we hold onto but do not need for any reason. Even if that is something that we did need in the past. You can turn old "junk" such as bicycles, video game consoles, clothing, and electronics into cash within a few days. But today you have more options than you did in the past. You can go old school with a garage sale, take items to a thrift store, or even sell them online.

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Topics: Managing Your Money, advice for members, Saving Money

6 Tips for Creating a Healthy Budget

Posted by Elise Norris on 02/06/2019

Budgeting is a great way to make steps for achieving your goals. Whether those goals are small like saving up for a vacation or limiting your spending on fast food, or big goals like getting out of debt or saving for retirement. Budgeting can help you feel more in control of your finances on a day-to-day basis.

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Topics: Managing Your Money, Saving for the Future, advice for members, Saving Money