Online shopping is becoming increasingly more popular every year, which makes a much bigger target for cyber attackers to steal your personal and financial information. These three quick and easy steps will help to ensure that your information will be protected when visiting or shopping on a website.
Topics: Fraud Protection
A credit score is simply a "grade" based off of the details of your credit report. Your credit score number is an easy way for banks, insurance companies, landlords and employers to decide if giving you a loan, policy, apartment, or job is a safe choice or a risk for them. Scores typically range from 300 to 850 with a multitude of factors going into the final decision of your score.
If you have ever gone on a vacation or even a quick overnight trip, you know just how expensive traveling actually is. With the combination of airplane tickets or gas, hotel rooms, food, and finding activities to fill your day with — the money really starts to add up. Basically any dollar that can be saved on a trip is a must, so here are some helpful tips!
Topics: Managing Your Money
Credit reports and credit scores are a vital part of your financial health, but how we do understand the differences between the two and why is each so important? We'll break it down for you.
Topics: Making a Big Purchase, Managing Your Money
According to recent statistics regarding student debt in our country, Americans owe over $1.4 trillion in student loan debt, which is spread out among nearly 44 million borrowers. Furthermore, the average amount of student loan debt for a graduate of the Class of 2016 was approximately $37,172, up six percent from the previous year. (Sources via: WSJ, and federalreserve.org)
Student loan debt isn’t the only major issue surrounding students and young adults; young Americans (age 25-34) have the second highest rate of bankruptcy after Americans 35-44, and nearly 1 in 5 Americans ages 18-24 qualify themselves as being in “debt hardship.” These findings suggest that the younger you are, the tougher your financial situation seems to be.
Given these statistics, it’s no wonder that there is so much information floating around about debt. Unfortunately, not all of it is true. So, let’s take a look at a few of the important facts and myths:
Topics: Managing Your Money
