Deep deep down, we are all a little bit of a hoarder. We have a lot of stuff that we hold onto but do not need for any reason. Even if that is something that we did need in the past. You can turn old "junk" such as bicycles, video game consoles, clothing, and electronics into cash within a few days. But today you have more options than you did in the past. You can go old school with a garage sale, take items to a thrift store, or even sell them online.
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Topics: Managing Your Money, advice for members, Saving Money
Budgeting is a great way to make steps for achieving your goals. Whether those goals are small like saving up for a vacation or limiting your spending on fast food, or big goals like getting out of debt or saving for retirement. Budgeting can help you feel more in control of your finances on a day-to-day basis.
Topics: Managing Your Money, Saving for the Future, advice for members, Saving Money
It is always important to teach yourself, others around you, and even your children the importance of the difference between a want and a need. Impulse purchases can often seem like needs when they are actually a want. Learning how to identify the difference and avoid buying something that you really don't need and probably won't use that often, can make a huge difference in your finances. Here are some tips to make sure you are avoiding impulse purchases.
Topics: Managing Your Money, Saving for the Future, advice for members, Saving Money